Managing Retirement Income: An Interactive Approach
Over their working lives, investors build up assets through saving, planning and investing. At retirement, the question becomes how to manage, invest, and spend their nest egg so as not to run out of money too soon. Approaches to asset accumulation while an investor is still working differ significantly from prudent asset decumulation strategies during retirement.
Investment decisions are difficult because their consequences are both important and unknown. Ideally, prior to making decisions, investors would like to know the range of probable outcomes—both favorable and unfavorable—so that they can make intelligent reward-to-risk assessments. Schultz Collins, Inc. offers an opportunity to test a broad range of retirement asset management strategies prior to their implementation. Before charging ahead with an asset allocation and income distribution plan, you can evaluate both their feasibility and desirability.