We focus on helping our clients make prudent, rational, informed, and intelligent investment decisions.
You will not hear us talk about the deal of the day or the 10 funds to own now. We give you scientifically justified methods designed to help increase the probability of a more successful outcome.
We help you understand how markets work, and explain the pros and cons of each investment alternative.
Our interactive risk modeling helps you test portfolio strategies before they are implemented. WealthCaster® can show you the likelihood that a given portfolio can support a schedule of projected future distributions.
Once you’ve decided on the overall strategy that fits your situation, we help you understand and answer critical questions:
How much should the portfolio distribute? When, and to whom?
Should distributions change in response to market fluctuations?
How should the portfolio be adapted to your tax situation?
When is it appropriate to consider changes in strategy?
We document your preferences and use them to guide us, and you, in the future supervision of your portfolio.
Your investment policy should not respond so much to market fluctuations as to changes in your circumstances: marriage, retirement, inheritance, and the like. A flexible investment policy also addresses changes in the financial industry, the global economy, and your attitude about risk.
Any of these factors can indicate a revision to your investment policy is needed. We work to understand their implications and advise you accordingly.
There’s no reason to pay more than is necessary to put your money to work, but portfolio expenses can be deeply buried and difficult to ascertain. We excel at discovering hidden costs and are adamant about reducing them.